Insurance

Health Insurance
The city offers four plans for employee group health insurance:
  • Health maintenance organization (HMO) plan with co-payments
  • In-network extended payment plan option (EPPO) with co-payments
  • In-network and out-of network preferred provider organization (PPO) with a deductible and co-insurance
  • In-network and out-of network preferred provider organization (PPO) with a high deductible and co-insurance and a health savings account.
Dental Insurance
The city group health insurance plans include a discount dental program for participants. In addition, the city offers employees a group dental insurance plan. This plan offers group premiums for employees and comprehensive dental coverage.

Life Insurance
Life insurance (paid for by the city) is available to full- and part-time regular employees. Employees are insured for twice their annual salary, rounded to the next $1,000 multiple. Bonuses, overtime, and other compensation are not considered as basic wages or salary for life insurance purposes.

Additional Life Insurance
Full- and part-time regular employees may apply for additional life insurance within the 1st 30 days of employment or thereafter during any Open Season.

Dependent Life Insurance
Full- and part-time regular employees may apply for life insurance for their spouse and eligible children.

Long-Term Disability Insurance
The city provides long-term disability insurance in the amount of 60% of the employee's base salary at no cost to full- and part-time regular employees scheduled to work at least 20 hours per week. This coverage may extend to age 65, or as long as total disability exists.

Long-Term Care Insurance
The city provides the option to purchase long-term care insurance to employees who require regular assistance with day-to-day functions like bathing, eating, or dressing or supervision due to cognitive impairment. Long-term care insurance helps pay for care at home, in an adult day care center, assisted living facility, nursing home, or hospice.